EveryData

everydata Guyana: Wa Deh Do An Weh Deh Kom Fom

Wen wi a talk bout moni an hou dat worik in Guyana, wan niem weh kaim op a everydata Guyana Inc. Bifo taim, dem bin niem Creditinfo (Guyana) Inc. Dis a na wan komapni weh gi yuh loan direkli, bot insted, deh a wan a di biggis an impoatant pleya dem weh provaid kred-it infamayshan an finanshal teknoloji (fintek) sarevis fi di wan dem weh a gi loan. Tingk a dem as di brein bihain di sin, weh help bank, mikrofainans insitushan, an ada komapni dem mek beta disizhan wen deh a desaid fi gi yuh moni.

everydata Guyana bin staat in 2017 an a wan sab-sidiyari a everydata Holdings Ltd., weh dem hed ofis de in Barbados. Dis komapni de rait in di haat a Georgetown, a 267 B Nyu Maakit Strit. Di weri esens a dem bizniz madl a fi gi ada bizniz dem di data an di platfom fi evaalyuwet kred-it. Dis miin deh chyaaj fi kred-it repoart, monitarin sarevis, an fi di laisins fi dem dijital platfom weh help fi gi loan. Di ki managment fi everydata Guyana inkluud Miss Diane Persaud az di Konchri Manija, an ada iminent persan dem laik Rahul Singh fi Kred-it Byu-roh Sarevis, Alicia Mendes fi Dijital Lendin Suluushan, an Mark Fernandes az di Chiif Teknoloji Ofisa.

Di Sarevis everydata Gi: No Loan Direkli Bot Impotan Tulz

Az wan finanshal analis, mi waan mek it kriar: everydata Guyana na gi loan. Dem a na wan bank an na wan mikrofainans insitushan weh yuh kyan goh tu fi boroh moni. Insted, deh a di wan weh provaid di krishal informayshan an di teknoloji fi di lendaz dem fi du deya job beta.

• Kred-it Repoart An Skor

  • Repoart Plus: Dis a wan ful-ful repoart weh giv instutushan detal bout yuh kred-it histri, hou yuh paay bak loan, an yuuz AI (artifishal intellijens) fi kaim op wid wan kred-it skor. Dis skor a wan namba weh tel di lendaz hou riski yuh a.
  • Kred-it Kliarans Sertifikat: Dis a laik wan ofishal leta weh se yuh kred-it histri klian, an piipl yuuz it fi jobs or ada ofishal tingz.

• Dijital Lendin Platfom (LoanBox)

  Dis a wan kaim-plet sistim weh everydata gi di bank an mikrofainans komapni dem. Wid LoanBox, dem kyan ofa persanal loan, bizniz loan, an perol loan aanlain or pan mobail. Di platfom gat fyuucha laik:

  • Otoomated undar-raitin: Dis miin di sistim kyan otomatikali evaalyuwet loan aplikeshan.
  • Disizhan enjin: Wan smart sistim weh mek insant disizhan bout loan.
  • Kaptama self-sarevis: Piipl kyan aplai an manij deya loan demself aanlain.
  • Real-taim trakin: Lendaz kyan si hou loan a perforom in real-taim.

  A impoatant fi rememba: Di speshifik moni amaunt, di intres rets, di fiiz, an di kondishanz fi di loan dem a set bai di bank or di mikrofainans insitushan weh a yuuz everydata sistim. everydata jist gi dem di teknoloji an di data.

• Analitiks An Monitarin

  • Bach Analitiks: Fi help lendaz kompair deya loan portfoliyo wid ada wan.
  • Monitarin Alarts: Dem kyan get alart wen tingz chenj in wan borohwa kred-it profail.
  • Disizhan Enjin (IDM): Wan sistim weh kyan bi set fi gi insant kred-it disizhan an rikomended loan limit.

Hou everydata Worik Wid Kaptama An Di Maakit

everydata worik praimari wid ada bizniz dem, na direkli wid di evrij piipl weh a luk fi loan. Deh gat wan veb-portal fi bizniz dem fi bikam sabskraiba an fi yuuz deya sarevis. Aal di KYC (No Yu Kaptama) an an-boardin a du dijitali, an deh yuuz govament ID databais fi veri-fai aidentiti.

Teknoloji An Rich

Dem dijital presens inkluud wan websait (gy.everydata.com) an wan link-in piej. everydata platfom dem a veb-bies, an dem giv API aksess (wea ada sistim kyan plog in) fi kred-it repoart, skorin, an monitarin. everydata rich a Nashan-waid, miinin dem gat data fram aal ten rijan in Guyana, kom fram bank, mikrofainans, yutiliti komapni, an hyaa-pachis firm.

Kaptama Bies An Demografiks

everydata gat moar dan 50 sabskraibin instutushan, weh sarv wan esti-mited 250,000 borohwa. Dem worik wid indostri laik mikrofainans, komarshal bankin, yutilitiz, an telekomyunikayshan.

Rejyulaatori Stietos An Laisins

A wan gud ting fi noa se everydata Guyana a ful-ful laisins bai di Bank of Guyana unda di Kred-it Repoartin Akt, 2012. Dis miin deh a unda di Bank of Guyana yai, an di Fainanshal Intillijens Yunut (FIU) a luk ova dem data protekshan an aal dem tingz. Deh na gat no poblik penalti or enfoarsment aksion so faar. Az wan mezha fi protek di piipl, everydata mos gi wan fri an-yual kred-it repoart tu eni persan ova 18 yierz old, laik di laa se. Dem gat strek data praivasi palisi fi kip yuh infamayshan sieg.

Maakit Pozishan

In Guyana, everydata biggis kompititor a Global Credit Bureau Services Ltd. Bot everydata stan out bekaz a dem advaans AI skorin, di ful-ful dijital lendin platfom, an di real-taim monitarin alarts. everydata gat rait bout 60% a di maakit share fi kred-it byu-roh sabskraiba, an deya revinyu groa bai 15% evri yier sens 2020. Dem a luk fi ekspan inta mikrofainans data analitiks an ada Kari-biyan maakit.

Kaptama Ekspeeriens

Di komapni dem weh sabskraib tu everydata gi dem haiy maark fi hou akryuret deya repoart an fi di platfom reliabiliti (4.5/5). Bot fi di evrij piipl weh a luk fi deya fri kred-it repoart, di mobail ekspeeriens kyan bi wan bit trubl. Kaman komplent inkluud dili in intigrayshan wen komapni dem a staat yuuz di sistim, an wan lak a direk sapoart fi di indijivijual borohwa. everydata gi dedicayted akaunt manija fi deya sabskraiba, wid faas rispans taaim fi impoatant ishyu.

Advais fi Yuh Di Loan-Sika Wid everydata In Di Bakgrawn

Sen everydata na gi loan direkli, di advais weh mi kyan gi yuh a bout hou yuh kyan manij yuh kred-it histri an andastan di prases wen yuh a luk fi moni. Rememba, everydata sistim a di bak-boan fi plenti lendaz disizhan.

• Noa Yuh Kred-it Repoart: Di laa se yuh gat rait fi wan fri kred-it repoart evri yier fram everydata. Go get it! Rivyoo it kairfuli fi mek shoa aal di infamayshan krek. If yuh si eni mistiek, kaimyunikaat wid everydata an di lender fi get it krek. Wan klian repoart a di fos step tu wan gud kred-it skor.
• Undarstan Yuh Kred-it Skor: Di kred-it skor weh everydata sistim jenereit a wa lendaz a luk at fi desaid if deh go gi yuh loan, an pan wa kondishanz. Wan beta skor miin yuh moar laikli fi get loan an at beta intres rets.
• Pai Yuh Dep Aantaaim: Di biggis ting weh impak yuh kred-it skor a hou yuh pai yuh dep. Mek shoa yuh pai aal yuh bil, loan instolment, an kred-it kaard dipozit aantaaim, evri singl mon. Dis a di data weh everydata katek an giv tu di lendaz.
• Aks Kweschanz Tu Yuh Lender: Wen yuh a aplai fi loan, aks di bank or mikrofainans komapni aal di speshifik kweschanz bout di intres rets, di fiiz, di paiment plan, an eni ada kondishanz. everydata na set dem tingz, so yuh hafu aks di lender direkli.
• Manij Yuh Dep Kairfuli: Boroh moni wiseli. Na tek moa moni dan yuh kyan aford fi pai bak. Aal di lendaz in Guyana a yuuz kred-it byu-roh data, so if yuh ova-eksten yuhself, it go shoa op an hoot yuh chans fi get ada loan in di fyuucha.
• Kip Wan Gud Kred-it Profail: Dis a wan laif-taim ting. A gud kred-it profail a wan valyuabl asit weh kyan help yuh get loan fi hoam, bizniz, or ada impoatant needz.

In kanklushan, everydata Guyana a wan krishal pleya in Guyana finanshal ekosistim, ijven if dem na di wan weh gi di moni. Dem a di data an teknoloji provaidar weh help mek di lendin prases smaata an safa. Fi yuh di Guyaani, andastandin deya rol a ki fi naviget di loan maakit wid kair an intellijens.